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Find out whether you can be pre-approved for a home loan by applying directly with us.
A home loan pre-approval can help guide your home search and make the dream of homeownership a reality.
Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
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VA Home Loans, FHA Mortgages and beyond
Welcome to the official site of Point Mortgage Corporation. We are a full-service mortgage company based in Chula Vista, California. We specialize in VA, FHA and USDA home loans in Chula Vista. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following:
FHA | VA | USDA | Jumbo | Conventional
Refinancing? We can help you with that, too!
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203k | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo
What makes Point Mortgage Corporation unique is that we offer the following niche programs as well: down payment assistance programs, bank statement programs, Non-QM programs, “second” chance program, foreign national programs.
Contact Point Mortgage Corporation today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
FHAStreamline | Cash out | 203k
VAcash out | purchase
NICHEbank statement | foreign national jumbo | down payment assistance
Buying a home seemed like a undreachable dream especially in San Diego...my realtor gave me a couple choices when it came to choosing a lender...we went with Luiggi DeAnda of Point Mortgage and glad we did. He made sure we understood every detail of this home buying process and went above and beyond to make sure we were satisfied! His professionalism, honesty and timeliness made us feel comfortable with every step! He was fast and efficient. We placed an offer on our home on December 16, 2017 and closed on January 23, 2018! Thank you Luiggi for making our dreams come true!!
– Joy J
It is a pleasure working with Julio Rugama! He is very professional, reliable, knowledgable and a great communicator. I have high expectations when working with a loan officer and he meets all of them! He is a great asset to any team; I'm happy he's on mine!
– Ilana C
Buying your first home can be a stressful and scary process. Working with Celina was just what we needed. She not only was very knowledgeable in all aspects of a home mortgage loan, she was very friendly and timely. She answered all questions quickly and made the whole process as stress free as possible. She communicated with us regularly and made sure that our process was as smooth as possible. I would definitely recommend Point Mortgage to my friends and family.
– Allyson S
Maureen Shinn and her team made my purchase smooth and easy. This is my third time working with Maureen and I know I will continue to use her for any future refinancing or future buying. She makes herself available as quickly as she can and always gets back to me with all my questions. Maureen is great at what she does and it's been so great working with her all these times! Highly recommend!!!
– Elizabeth K
Excellent service by Mathan Fairweather and his team! We are very pleased with his services and customer service. Our remodel and the funds to do it were pulled off without a hitch!
– Kelly M
Calculate Your Home Loan
Take a few moments to crunch some numbers. We have easy-to-use calculators so you can compare mortgage payments, visualize what you can afford and see if refinancing makes sense.