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Find out whether you can be pre-approved for a home loan by applying directly with us.

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A home loan pre-approval can help guide your home search and make the dream of homeownership a reality.

Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.


VA Home Loans, FHA Mortgages, USDA in Chula Vista, California

Welcome to the official site of Point Mortgage Corporation. We are a full-service mortgage company based in Chula Vista, California. We specialize in VA, FHA and USDA home loans in Chula Vista. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment. In terms of Purchase Loan programs, we offer the following:

FHA  |  VA  |  USDA  |  Jumbo  |  Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo

What makes Point Mortgage Corporation unique is that we offer the following niche programs as well: down payment assistance programs, bank statement programs, Non-QM programs, “second” chance program, foreign national programs.

Contact Point Mortgage Corporation today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

FHAStreamline | Cash out | 203k

VAcash out | purchase


NICHEbank statement | foreign national
jumbo | down payment assistance


Calculate Your Home Loan

Take a few moments to crunch some numbers. We have easy-to-use calculators so you can compare mortgage payments, visualize what you can afford and see if refinancing makes sense.