Athens, TN – December 17, 2025

Point Mortgage, a nationally recognized mortgage lender known for its strong real estate partnerships and innovative loan solutions, announced today its official expansion into Tennessee, beginning in the Athens area with plans to grow across the state in the coming months and years. The Athens launch will provide coverage for communities from Chattanooga to Knoxville, ensuring homebuyers and real estate professionals across the region have access to Point Mortgage’s relationship-driven lending solutions.

With more than 25 years of mortgage lending experience, Point Mortgage has built a strong foundation through longstanding operations in California and Florida, followed by strategic expansion into key growth markets across the country. Most recently, the company has established a significant Midwest presence, including Wisconsin, Illinois (Chicagoland and Central Illinois), and Indiana, further solidifying its national footprint and reputation for scalable, relationship-driven growth.

Point Mortgage’s expansion into Tennessee marks a deliberate step in its long-term growth strategy, driven by increasing demand for collaborative lending partners and localized expertise. The company is widely recognized for delivering customized mortgage solutions, exceptional service, and deep, direct partnerships with real estate brokerages.

Point Mortgage’s first Tennessee partnership will be with Century 21 Legacy, launching in its Athens location. This partnership reflects Point’s commitment to working closely with real estate brokerages to support agents, enhance the client experience, and drive mutual success through aligned goals and strong local market relationships.

“We are incredibly excited to bring Point Mortgage to Tennessee, starting in Athens,” said Peter Mendiola, President and CEO of Point Mortgage. “With more than 25 years of experience and a proven expansion model across California, Florida, and the Midwest, we know how to grow thoughtfully and sustainably. Tennessee is a natural next step for us, and we see tremendous opportunity here as we look toward 2026 and beyond.”

As part of the launch, Point Mortgage announced Joshua Stephens as its first Regional Loan Officer in Tennessee. Stephens brings over five years of mortgage lending experience and focuses on delivering personalized residential loan solutions for homebuyers and homeowners across the region.

“Josh represents the relationship-first mindset that defines Point Mortgage,” Mendiola added. “His experience and local market knowledge make him a strong fit as we establish our presence in Tennessee.”

Point Mortgage currently operates in 32 states and continues to invest in technology, marketing support, and operational infrastructure to empower its loan officers and real estate partners. The Tennessee launch is expected to be the first of several strategic expansions as the company accelerates growth throughout 2026 and beyond.