Licensed In:
HI: 216574 - Loan Officer
Meet David Browne
For more than 15 years, I've helped buyers, homeowners, real estate investors, and Realtor partners navigate one of the most unique real estate markets in the world - Hawaii.
As Hawaii Sales Manager and a Producing Loan Officer at Point Mortgage, I specialize in helping clients finance everything from primary residences and first homes to luxury properties, vacation homes, resort condominiums, condotels, short-term rentals, and investment real estate. Whether you're a lifelong Hawaii resident, relocating to the islands, or investing from the mainland, my goal is always the same: structure the right loan, communicate clearly, eliminate surprises, and get you to the closing table with confidence.
Local Expertise. Creative Financing.
Financing property in Hawaii comes with opportunities and considerations unlike anywhere else in the country. Every island, community, and property type has its own unique characteristics, and choosing the right financing strategy can make all the difference.
Over the years, I've built my career helping clients navigate mortgage solutions for a wide range of financing needs, including:
Primary residences
First-time homebuyers
Vacation and second homes
Resort properties
Condotel financing
Luxury and jumbo loans
Short-term rental financing
DSCR (Debt Service Coverage Ratio) loans
Investment property financing
Conventional, FHA, and VA loans
Creative financing for unique lending scenarios
Many of these transactions require specialized lending knowledge and a lender who understands Hawaii's real estate market beyond standard mortgage guidelines. Helping clients find solutions where others see obstacles is one of the most rewarding parts of my job.
Building Relationships That Last
As Hawaii Sales Manager for Point Mortgage, I'm passionate about building a world-class lending team while creating lasting partnerships with Realtors through education, responsiveness, and dependable execution.
I believe relationships are earned by consistently showing up, communicating well, and delivering on every commitment. My clients know they'll receive honest advice, proactive updates, and a mortgage experience built around their goals - not a one-size-fits-all process.
Midwest Values. Hawaii Lifestyle.
Originally from the Chicagoland area, I'm still a lifelong Cubs, Bears, Bulls, and Blackhawks fan. While I've traded Midwest winters for island living, I've never left behind the work ethic, integrity, and straightforward communication that shaped my career.
Outside of work, you'll usually find me mountain biking, playing pickleball, foiling, or exploring Hawaii with my family.
I'm also proud to be the husband of Karen and father of Damien and Brady, both of whom currently serve in the United States Coast Guard. Their commitment to service inspires me every day and reinforces the values of integrity, accountability, and dedication that I strive to bring to every client relationship.
Let's Connect
Whether you're purchasing your first home, upgrading to your next home, relocating to Hawaii, financing a vacation property, investing in island real estate, or looking for a trusted lending partner, I'd love the opportunity to help.
Proudly serving buyers, homeowners, investors, and Realtor partners throughout Oahu, Maui, Kauai, the Island of Hawaii, and communities across the Hawaiian Islands.
Loan Officer
Point Mortgage Corporation | NMLS: 216574