Johnson City, TN – April 1, 2026

Point Mortgage, a nationally recognized mortgage lender known for its strong real estate partnerships and innovative loan solutions, announced today its expansion into Johnson City, further strengthening its presence in Tennessee as part of its broader statewide growth strategy. This launch follows the company’s recent entry into the Athens market and underscores its continued investment in key regions across the state.

The Johnson City expansion builds on Point Mortgage’s more than 25 years of lending experience and its proven track record of strategic growth across California and Florida, followed by continued expansion into high-growth markets throughout the Midwest, including Wisconsin, Illinois (Chicagoland and Central Illinois), and Indiana. Today, Point Mortgage operates in 32 states, delivering scalable, relationship-driven mortgage solutions nationwide.

Point Mortgage’s continued growth in Tennessee reflects strong demand for collaborative lending partners who bring both national resources and localized expertise. The company remains focused on delivering customized mortgage solutions, exceptional service, and deep partnerships with real estate brokerages in every market it enters.

As with its Athens launch, Point Mortgage’s expansion into Johnson City is being executed in partnership with Century 21 Legacy. This ongoing collaboration highlights Point’s commitment to aligning closely with real estate professionals to enhance the client experience, support agent success, and drive long-term growth through strong local relationships.

“We’re excited to continue building our presence in Tennessee with our expansion into Johnson City,” said Peter Mendiola, President and CEO of Point Mortgage. “Our growth in the state reflects the strength of our model and the partnerships we’ve built. We remain focused on expanding the right way—by investing in great people, supporting our partners, and delivering a consistent, high-quality experience in every market.”

As part of the Johnson City launch, Point Mortgage announced the addition of Derek Hess as Loan Officer. Hess brings valuable industry experience and a strong commitment to serving clients and real estate partners with a relationship-first approach.

“Derek embodies the professionalism and work ethic that define Point Mortgage,” Mendiola added. “We’re confident he will play a key role in supporting our partners and helping us grow in the Johnson City market.”

Hess will be supported by the full strength of the Point Mortgage platform, including operations, underwriting, marketing, and processing resources—ensuring a seamless experience for clients and partners from day one.

The Johnson City launch represents another milestone in Point Mortgage’s Tennessee expansion, with additional growth planned across the state as the company continues to scale through 2026 and beyond.