www.pointmtg.com

• Homepage
• About Us
• Contact Us
• Coral Gables
• Careers
• Financing
• Home Purchase
• Home Refinance
• Legal
• Licensing
• Locations
• LQB Consumer Portal
• Online Forms
• Online Payment
• Pre-Qualify
• Privacy Policy
• Quick Quote
• Rate Disclaimer
• Register

Mortgage Library

• Loan Programs
• Mortgage Calculators
• Credit Related Articles
• Mortgage Basics - List of Mortgage Topics
• Mortgage Terminology
• Va Loans
• Mortgage Refinance
• Fha Loans
• Real Estate Appraisals
• Home Foreclosure
• Closing Costs
• Private Mortgage Insurance
• Mortgage Application Checklist
• Credit Report
• Denied Credit
• Credit Scoring
• Credit Bureaus
• What's In My Credit Report?
• Credit Scoring Uses
• Credit Scoring Model
• Improve Credit Score
• Fair Credit Reporting Act
• Credit Scoring Reliability
• VA Loan Benefits
• Multiple VA Loans
• Applying for a VA Loan
• VA Loan Disadvantages
• What is a VA Loan
• VA Approved Properties
• Who is Eligible for a VA Loan
• Refinance Cost
• Refinancing Before Moving
• What are Loan Points
• Late Credit Card Payments
• Choosing Lender
• Finding Best Mortgage Deal
• When to Refinance
• Lock Interest Rate
• Points to Lower Interest Rate
• Credit Impact on Loan Qualification
• Bankruptcy and FHA Loans
• What is an FHA Loan
• Documents Needed for FHA Loans
• What Can I Afford
• Fha Versus Conventional Loans
• Determining Property Market Value
• Another Mortgage Company
• Assisting the Appraiser
• Appraisal Methods
• What is an Appraisal
• Why Get An Appraisal
• Who Owns the Appraisal
• Avoiding Foreclosure
• Temporary Problems
• Long Term Problems
• What is Foreclosure
• Missed Mortgage Payment
• What is RESPA
• What Happens at Closing
• Statutory Costs
• Third Party Costs
• Up Front Expenses
• Finance And Lender Charges
• PMI Cost
• Applying for PMI
• How PMI is Paid
• What Is Pmi
• How PMI Works
• PMI Companies
• History of Pmi
• Cancellation Of Pmi
• PMI and Larger Loans
• VA Loans
• FHA Loans
• Hybrid ARMs
• HARP 2 Refinance
• Balloon Mortgages
• Components Of ARMs
• Reverse Mortgages
• Fixed Rate Mortgages
• Best Program For You
• Interest Only Mortgages
• ARM Commonly Used Indexes
• Adjustable Rate Mortgages
• Graduated Payment Mortgages
• FAQ
• Truth In Lending
• Should I Lock Rate
• Loan Process
• Privacy Policy

Blog

• Blog - The Perks of Living in a Multigenerational Home
• Blog - Choosing the Best Mortgage Options for Unique Circumstances
• Blog - 10 Things to Check Before Buying in a New Neighborhood
• Blog - Add Instant Curb Appeal With These Ideas
• Blog - Thinking About Relocating? How to Choose Where to Live
• Blog - Top Ways to Raising Your Credit Score --Fast!
• Blog - Why Buying A Home Still Makes Better Financial Sense Than Renting
• Blog - Tips for Saving Thousands on Your Home Purchase
• Blog - Are We Entering a Buyer’s Market? Signs to Watch Out For
• Blog - Making Sense of the Current Housing Market
• Blog - Watch Out for these Red Flags When Buying a Home “As Is”
• Blog - Concessions You Can Get Even In A Seller’s Market
• Blog - What Does a Home Inspector Look For in a Home You Want to Buy?
• Blog - 2022 Real Estate Market Predictions
• Blog - How To Save For A Down Payment on a Tight Budget
• Blog - Here’s Why The Current Housing Market Isn’t Like 2008
• Blog - How To Buy and Sell Your Home As a Military Family
• Blog - Feds Hike Interest Rate: What This Means for Mortgages, Car Loans, and More
• Blog - Best Home Loan Options for Single Parents
• Blog - Who Qualifies for Down Payment Assistance?
• Blog - How Do Second Mortgages Work?
• Blog - Factors To Consider When Purchasing a Home as an Unmarried Couple
• Blog - What’s the difference between private mortgage insurance and mortgage insurance premium?
• Blog - Is It Possible to Buy a Condo with a VA Loan?
• Blog - Buying Mortgage Points: Is It Worth It?
• Blog - Things to Consider When Deciding to Rent or Buy Your First Home
• Blog - Getting Ready To Buy A Retirement Home: Things To Consider
• Blog - Better Alternatives To Withdrawing From Your Retirement
• Blog - Your Guide To Buying A Home When You Have Bad Credit
• Blog - Your Guide To Paying Down Credit Card Debt With A Home Equity Loan

Loan Officers

• Ray Miranda
• Saul Blanco
• Jose Alejandro Viloria Rizquez
• Sean McIlwain
• Adrian Fatjo
• Fabiola Padron-Pardo
• Brian Shaw
• Stephany Puente
• Tia Rodriguez
• Deja Correia
• Nelson Melendez
• Dexiel Diaz
• Pauline & Oscar King
• Kim England
• Edda Pujadas
• Lisandra Gonzalez
• Steven Bendshadler
• Manuel Sanchez
• Isaac Monzon
• Cheryl Zenski
• Omar Navarro
• Joyce Palma
• Lorena de la Vega
• Isaul Magadan Hurtado
• Claudel Samson
• Sheri Keene
• Emilio Ordenana Del Rio
• Marianela Padron Meijide
• Scott Asaro
• Manuel Merlin
• Gabriela Reyes
• Layner Priede
• Yalile Garcia Avila
• Sergio De Leon
• Jacqueline Barraza
• Tami Meeks
• Lillian Soto
• Russ Schreier
• Alfonso Delgadillo
• Iris Villa
• Michael Mckay Watt
• Paul Vitale
• Julio Rugama
• Maureen Shinn
• Celina & Omar Tominna
• Blasa A. Moya
• Luis Galvan
• June Boucaud
• Haydee Columbie
• Lawrence Dewan
• Kasey Roberts
• Jorge Luis Chang
• Mark Joplin
• Jonathan Margarini
• Stephanie Lopez-Mata
• Mike Aqrawi
• Monica Perez
• Raudel La O
• Norliza A. Rodriguez, M.B.A.
• Walter Lachiondo
• Kendall Tapia
• Rosangela Cordero
• Mathan Fairweather
• Julio Perez-Delgado
• Gulenka Buergo
• Marisol Rubi
• Steve Aparis
• Kleydis Chevalier
• Jason Valdes
• Jose Mata
• Ariel Naser
• Dante Margarini
• Jose Viloria
• Michelle Leon
• Alejandro Garcia
• Jason Pollington
• Laura Alatorre
• Karla Loveira
• Kristo Kotorri
• Blake Jones
• Jesse Margarini
• Marixza Gonzales
• Melissa Sastri
• Larresa Young
• Christian Hinz
• Luiggi De Anda
• Yenny Azocar
• Gloria De La Vara
• Veronica Morales
• Orlando Castillo
• Raul Lopez Jr.
• Caridad Rubido
• Arabella Carrasquillo
• David Burkitt
• Diana Cabrera
• Haazim Uqdah
• Jeancarlos Caballero
• John Colquhoun
• Julio Borge
• O\'Neil Dayes
• Susana Garcia
• Yvonne San Agustin